Auto Rental Service

Farmers offers a network of pre-screened, nationally-known, rental car companies that will provide free pickup and delivery, direct billing to Farmers and an automatic deposit waiver (not available in all areas) while your vehicle is being repaired. Even in an accident at which you are at fault, Auto Rental Service is available thanks to your auto insurance.

Bodily Injury Coverage

This auto insurance coverage has policy options that cover medical, legal, and property repair expenses for the injured party, whether it be your passengers, or the person you’re at fault for injuring.

Business Auto Insurance

What would happen if your business vehicle was stolen? What if an employee is injured while driving the company car? Business Auto Insurance usually includes liability coverage,to protect your business against liability losses and if needed comprehensive and collision coverage to protect your vehicle against damages.

Collectible Auto Insurance

You’re on your way to the annual auto show, when someone rear-ends your classic 1957 Chevrolet. Fortunately, you have Collectible Auto insurance. The Collectible Auto Program has more features customized specifically for collectible car owners than a standard auto policy.

Collision Coverage

Whether it’s icy roadways, a blind spot, or an uncontrolled intersection, Collision Coverage pays any amount that is above your deductible to restore the damage done to your vehicle to factory new condition in the event of an accident.

Comprehensive Coverage

Comprehensive Coverage Is for all of those non-driving accidents that could damage your vehicle, such as fire, theft, floods, collision with an animal or bird, storms, riots and earthquakes.

Fault or No-Fault Coverage

Who pays for the damage done to your vehicle? It depends. If you live in a no-fault state, your insurance will cover you. If you live in a fault state, the accident-causing party’s insurance will cover you. To learn more about your state’s requirements and how they affect your auto insurance, please contact our team of licensed professionals.

Glass Repair and Replacement

Enjoy convenient mobile response at your home, school, or elsewhere with 24/7 scheduling and a national lifetime warranty for as long as you own or lease a vehicle.

Liability Auto Insurance

It’s easy to forget what all you’re putting at risk when you go for a drive to the grocery store. Protect your assets with Liability Auto Insurance in case you cause an accident. 

Medical Payments Coverage

With Medical Payments Coverage, medical bills and funeral expenses are covered should you, or a passenger, be injured or killed in a vehicle accident. This coverage extends to you or a family member when riding as a passenger in someone else’s vehicle or if you are struck by a vehicle while on foot.

Motorhomes

If your home is on four wheels, Farmers offers coverage specific to motorhomes and the liabilities that they entail. It’s important to make sure that you and your home have the right protection no matter where you are. 

Optional/Add-on Equipment Coverage

If you’ve added any of the latest bells and whistles to your vehicle, you should consider adding Equipment Coverage to your current auto insurance plan. Protect the enhancements you make to your vehicle,like your sound system, TV screen and even DVD player, from theft or damage. 

Personal Injury Protection (PIP) Coverage

PIP covers a broader range of medical costs than standard Medical Payments Coverage. It is a ‘no fault’ medical coverage that can cover either $10,000 or $35,000 ( in the state of Washington) of medical bills, including lost wages, and some funeral expenses. Whether you are at fault, or someone else is at fault, this coverage kicks in immediately. This could save you in the long run if you cause a major accident. 

Property Damage Coverage

If you were distracted and accidently damaged someone’s personal property, such as a fence or home, your liability is covered because you added Property Damage Coverage to your current auto insurance plan. 

Safety Apparel Coverage

Whether it be your helmet, jacket, boots or gloves that get damaged in an accident, Safety Apparel Coverage can replace your expensive riding apparel should they be damaged in an accident. 

Towing Services

Adding a Towing Service to your auto insurance plan can save you a lot of time, money and frustration. 24/7 tow, lock out, jump start, flat tire changes, fuel delivery and roadside winching for snow, mud, and ice. Just sign and drive with no out-of-pocket payments.

Uninsured And Under-Insured Motorist Coverage

On average, 25% of drivers have no insurance and another 30% do not have enough insurance. Uninsured/under-insured Motorist Coverage provides liability coverage if an uninsured/under-insured motorist is at fault.